Boat insurance, also known as marine insurance, provides coverage for a wide range of watercraft, including small boats, yachts, high-performance powerboats, live-aboard houseboats, catamarans, and pontoons. It offers protection for different purposes such as personal recreation, commercial activities, or charter vessels.

With boat insurance, you can have peace of mind knowing that damage to your boat, motor, trailer, and personal belongings is covered. The policy includes liability coverage, medical payments, coverage for injuries to water skiers, and damage to the boat itself (sometimes referred to as hull coverage). It's important to note that availability of coverage may vary by state and insurance company.

While boat insurance premiums are generally affordable, it's always a good idea to shop around for the best rate. By comparing quotes, you may be able to save a significant amount.

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