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Are you a private carrier? Are you responsible for hauling goods in your own truck for your company or employer? Whether you're involved in construction, excavation, manufacturing, or any other capacity as a private carrier, we have truck insurance solutions tailored just for you.

Here are some key coverage options to consider:

Primary Liability: If you operate under your own authority, it's crucial to carry primary liability coverage on all your owned units. If you lease vehicles, ensure that either you or the leasing operator has this coverage. While motor carriers typically provide this coverage for leased operators, there may be exceptions.

Cargo Insurance: This coverage protects against loss or damage to the property being transported in your truck. While motor carriers generally provide this for leased operators, it's important to confirm the details.

Physical Damage: This coverage takes care of repair or replacement costs for damage caused by covered losses such as collisions, fire, theft, natural disasters, mischief, or vandalism.

Occupational Accident: Designed specifically for owner operators in the trucking industry, this product offers an alternative to state-mandated workers' compensation coverage. While it's not the same, occupational accident insurance provides similar scope and intent. Many motor carriers require leased operators to have either workers' compensation or occupational accident coverage at the leased operators' expense. If you qualify, occupational accident insurance can be a cost-effective alternative.

At Gordon Insurance, we understand the unique insurance needs of private carriers. Let us help you find the right truck insurance solutions to protect your business and assets.

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