Protecting Your Business and Workforce with Workers Compensation Insurance

Understanding Insurance for Workers Compensation

What is it?

A form of coverage that is legally required! The purpose of the workers compensation insurance is the protection of both employer and employees against any work-related injury or illness. It warrants the required medical care and provision of sufficient financial compensation for wages lost during the time that the employee takes to recover. Hence, this coverage benefits the employee and also protects the employer from an expensive lawsuit.

Why is it important?

Consider a slip-and-fall incident at the workplace that may result in an injury. Without workers comp insurance, the consequences could be rather grave. The burden of managing the high medical expenses and income loss may fall squarely upon your business. Also, the likely legal action may threaten your stability and also cause significant financial stress for your company. Fortunately, workers comp can help bridge the gap and offer a safety net for both the involved parties.

How does it work?

Insurance for worker compensation is like a safety net for the employee and employer. It offers the injured staff the requisite both financial support and medical care and also protects the businesses from potential lawsuits- an arrangement that will ease financial burdens. For instance, if an incident occurs on the job and leads to injury, it is vital to report it quickly. Consequently, the medical examiner evaluates the injury and submits a report to the insurance company. It is pertinent to understand what qualifies for workers compensation insurance, such as an injury incurred on-site in a construction accident. This assessment is intended to protect and benefit all the parties involved.

Compensation Insurance

How Does Workers Comp Insurance Benefit Your Business

It is important to understand workers compensation and insurance so that you can mitigate the associated risks and provide protection to your workforce.

  • Financial protection- Reduce the financial impact of your work-related illnesses or injuries and strengthen your bottom line. Offer broad coverage to the employees for medical expenses, lost wages, and all the other associated costs. Safeguard financial stability against risks from any such incident.

  • Reduce risks- Accidents do occur, but they should not always result in lawsuits. Workers comp serves as a shield by substantially decreasing the probability of legal repercussions from injured employees.

  • Boost employee morale- Make your employees feel secure and establish trust with them. When your employees know they are protected against unforeseen situations, it will boost their morale and reduce turnover.

  • Promote safety culture- When you give due importance to employee safety in the work environment, you show your commitment to their well-being. You also promote a better safety culture. This minimizes the risk of injuries and also drives positivity and productivity at work.

  • Medical care

    Expedite access to the necessary medical care if an employee sustains a work-related injury or illness. This curtails the risk of complications, quickens recovery, and promotes their overall health in the process.



  • Wage replacement

    Lost wages from illness or injury can be devastating. However, workers comp insurance helps ensure your employees continue receiving their regular income. This eases the financial burden and enables them to concentrate on recovery and healing.

  • Job security

    Focus on their well-being during challenging times- it will promote loyalty and commitment and increase job security.




  • Peace of mind

    Knowing they have financial protection against unexpected events offers employees peace of mind. This, in turn, enables them to concentrate on recovery so they can return to work with confidence.


At Gordon Insurance, we understand the intricate nature of workers’ compensation and the important role it plays in protecting both your business operations and employees. To guarantee you secure optimal coverage, we offer a comprehensive range of benefits.

Experienced and knowledgeable team- Our team is experienced and knowledgeable in workers’ compensation regulations as well as market trends and dedicates itself to ensuring your process navigation is smooth and easy.

 

A personalized approach– We invest time in understanding your particular business requirements and risks and come up with a workers comp solution to match your distinct requirements.

 

Competitive rates– We collaborate with a diverse network of A+ rated carriers to ensure competitive rates, thereby providing you with the best coverage at attractive prices.

 

Efficient claims management- We provide efficient claims management and guarantee timely access to essential care and benefits for your employees. 

alt
alt
alt

When you invest in workers compensation, you invest in your business’s future and the well-being of your workforce. At Gordon Insurance, we are committed to assisting you beyond acquiring appropriate coverage- we also provide continuous support and guidance. We aim to assist you in consistently maintaining compliance, as well as managing your risk effectively. Talk to us today and discuss your specific requirements so we can work together to build a safety net for your enterprise.

Request A Quote

For the fastest & most accurate response, please fill out one of the tabs that best describes your request. 

 

General Insurance Quote
First
Last
What type of Insurance Quote are you interested in? (Select all that apply)

Maximum file size: 104.86MB

Please attach files that you would like us to have

For the fastest & most accurate response, please fill in as much as possible

Commercial Insurance Quote
First
Last
Not required at this time, but we will need it at a later time
Address
Address
City
State/Province
Zip/Postal
Country
What type of coverage are you seeking? Select all that apply
How many years has the business been operating?
How many years of experience do you have in the industry?
Please enter the total number of employees (Including part time and yourself)
What is the approximate Projected Annual Revenue from your business
I.E : I am general contractor that renovates homes, HVAC company, run a marketing company, etc..
Would you like to fill out the Worker Compensation questions now?

Workers Compensation Questions

If you know the class codes, please enter them here
Do You Prefer Owners to be excluded from the Policy?
Please enter in the total owners salary to be excluded
Have You Had Any Claims or Coverage Lapses Over Last 3 Years?
Would you like to fill out the Commercial Auto questions now?
Provide Driver information now?

Driver Information

Required for an accurate proposal
Required for an accurate proposal
Provide Vehicle information now?

Vehicle Information

To get a more accurate proposal a VIN number for Vehicle would be required.
Use Vin Number or Type in Make/Model/Year
Please enter your VIN number

Maximum file size: 104.86MB

Please attach files that you would like us to have

For the fastest & most accurate response, please fill in as much as possible

 

Auto Insurance Quote
Address
Address
Address First Line
Apt Number
City
State/Province
Zipcode
Required to get a more accurate Auto Quote
Previous Residence
Have you lived somewhere else in the previous 6 months?

Previous Address

Previous Address
Previous Address
Address First Line
Apt Number
City
State/Province
Zipcode
Own or Rent your residence?
Any incidents in the previous 3 years?

Incident Information

Has any company declined, cancelled or refused to renew your auto insurance policy for you or any listed driver in the last 3 years?
Are there additional drivers?

Additional Driver Information

First Name
Last Name

Vehicle Information

To get a more accurate proposal a VIN number for Vehicle would be required.
Use Vin Number or Type in Make/Model/Year
Please enter your VIN number
Would you like to receive a quote for your home (often there is a discount to bundle)?
Would you like to receive a quote for a renters policy (often there is a discount to bundle)?

Residence Information

Has your homeowners insurance been cancelled/declined/nonrenewed in the last 3 years?
Does your property have a sprinkler system?
Please note any renovations that have taken place

Maximum file size: 104.86MB

Potential Documents to Upload (Driver’s License, Insurance Card, Current Insurance Policy)

For the fastest & most accurate response, please fill in as much as possible

Home Insurance Quote
Address
Address
Address First Line
Apt Number
City
State/Province
Zipcode
Previous Residence
Have you lived somewhere else in the previous 6 months?

Previous Address

Previous Address
Previous Address
Address First Line
Apt Number
City
State/Province
Zipcode

Residence Information

Has your homeowners insurance been cancelled/declined/nonrenewed in the last 3 years?
Does your property have a sprinkler system?
Please note any renovations that have taken place
Would you like to receive a quote for your vehicles (often there is a discount to bundle)?

Required to get a more accurate Auto Quote
Any incidents in the previous 3 years?

Incident Information

Has any company declined, cancelled or refused to renew your auto insurance policy for you or any listed driver in the last 3 years?
Are there additional drivers?

Additional Driver Information

First Name
Last Name

Vehicle Information

To get a more accurate proposal a VIN number for Vehicle would be required.
Use Vin Number or Type in Make/Model/Year
Please enter your VIN number

Maximum file size: 104.86MB

Potential Documents to Upload (Driver’s License, Insurance Card, Current Insurance Policy)

For the fastest & most accurate response, please fill in as much as possible

 

Landlord Policy
Mailing Address (Not your Rental Property Address)
Mailing Address (Not your Rental Property Address)
Address First Line
Apt Number
City
State/Province
Zipcode

Rental Property Information (Click Add at the bottom to include additional Properties)

Rental Property Address
Rental Property Address
Address First Line
Apt Number
City
State/Province
Zip/Postal
Has your rental insurance policy been cancelled/declined/nonrenewed in the last 3 years?
Have there been any claims for this property in the past 3 years?
Briefly describe the claim and include approximate dates
Does your property have a sprinkler system?
Is there a Fire Place?
Please note any renovations that have taken place

Maximum file size: 104.86MB

Potential Documents to Upload Current Insurance Policy)

For the fastest & most accurate response, please fill in as much as possible

 

Workers Compensation Insurance Quote
First
Last
Address
Address
City
State/Province
Zip/Postal
Country
Please enter the total number of employees (Including part time and yourself)
How many years has the business been operating?
How many years of experience do you have in the industry?
I.E : I am general contractor that renovates homes, HVAC company, run a marketing company, etc..
If you know the class codes, please enter them here
Do You Prefer Owners to be excluded from the Policy?
Please enter in the total owners salary to be excluded
Have You Had Any Claims or Coverage Lapses Over Last 3 Years?

Maximum file size: 104.86MB

Please attach files that you would like us to have including existing or previous policy

We're here to help

[Side-Menu id="1"]